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Obamacare, or the Patient Protection and Affordable Care Act: Title I: Quality, Affordable Health Care for All Americans

Title I: Quality, Affordable Health Care for All Americans

To understand more about Title I:  Quality, Affordable Health Care for All Americans, see the full text of Title I and the Amendments to Title I.

Subtitle A: Immediate Improvements in Health Care Coverage for All Americans

  • Section 1001:  Amendments to the Public Health Service Act
  • Section 1002:  Health Insurance Consumer Information
  • Section 1003:  Ensuring that Consumers Get Value for Their Dollars
  • Section 1004:  Effective Dates

Subtitle B: Immediate Actions to Preserve and Expand Coverage

  • Section 1101:  Immediate Access to Insurance for Uninsured Individuals with a Preexisting Condition
  • Section 1102:  Reinsurance for Early Retirees
  • Section 1103:  Immediate Information that Allows Consumers to Identify Affordable Coverage Options
  • Section 1104:  Administrative Simplification
  • Section 1105:  Effective Date

Subtitle C: Quality Health Insurance Coverage for All Americans

  • Part I:  Health Insurance Market Reforms
    • Section 1201:  Amendment to the Public Health Service Act
  • Part II:  Other Provisions
    • Section 1251:  Preservation of Right to Maintain Existing Coverage
    • Section 1252:  Rating Reforms Must Apply Uniformly to All Health Insurance Issuers and Group Health Plans
    • Section 1253:  Effective Dates

Subtitle D: Available Coverage Choices for All Americans

  • Part I:  Establishment of Qualified Health Plans
    • Section 1301:  Qualified Health Plan Defined
    • Section 1302:  Essential Health Benefits Requirements
    • Section 1303:  Special Rules
    • Section 1304:  Related Definitions
  • Part II:  Consumer Choices and Insurance Competition through Health Benefit Exchanges
    • Section 1311:  Affordable Choices of Health Benefit Plans
    • Section 1312:  Consumer Choice
    • Section 1313:  Financial Integrity
  • Part III:  State Flexibility Relating to Exchanges
    • Section 1321:  State Flexibility in Operation and Enforcement of Exchanges and Related Requirements
    • Section 1322:  Federal Program to Assist Establishment and Operation of Nonprofit, Member-Run Health Insurance Issuers
    • Section 1323:  Community Health Insurance Option
    • Section 1324:  Level Playing Field
  • Part IV:  State Flexibility to Establish Alternative Programs
    • Section 1331:  State Flexibility to Establish Basic Health Programs for Low-Income Individuals Not Eligible for Medicaid
    • Section 1332:  Waiver for State Innovation
    • Section 1333:  Provisions Relating to Offering of Plans in More than One State
  • Part V:  Reinsurance and Risk Adjustment
    • Section 1341:  Transitional Reinsurance Program for Individual and Small Group Markets in Each State
    • Section 1342:  Establishment of Risk Corridors for Plans in Individual and Small Group Markets
    • Section 1343:  Risk Adjustment

Subtitle E: Affordable Coverage Choices for All Americans

  • Part I:  Premium Tax Credits and Cost-sharing Reductions
    • Subpart A:  Premium Tax Credits and Cost-sharing Reductions
      • Section 1401:  Refundable Tax Credit Providing Premium Assistance for Coverage Under a Qualified Health Plan
      • Section 1402:  Reduced Cost-sharing for Individuals Enrolling in Qualified Health Plans
    • Subpart B:  Eligibility Determinations
      • Section 1411:  Procedures for Determining Eligibility for Exchange Participation, Premium Tax Credits and Reduced Cost-sharing, and Individual Responsibility Exemptions
      • Section 1412:  Advance Determination and Payment of Premium Tax Credits and Cost-sharing Reductions
      • Section 1413:  Streamlining of Procedures for Enrollment through an Exchange and State Medicaid, CHIP, and Health Subsidy Programs
      • Section 1414:  Disclosures to Carry Out Eligibility Requirements for Certain Programs
      • Section 1415:  Premium Tax Credit and Cost-sharing Reduction Payments Disregarded for Federal and Federally-assisted Programs
  • Part II:  Small Business Tax Credit
    • Section 1421:  Credit for Employee Health Insurance Expenses of Small Business

Subtitle F: Shared Responsibility for Health Care

  • Part I:  Individual Responsibility
    • Section 1501:  Requirement to Maintain Minimum Essential Coverage
    • Section 1502:  Reporting of Health Insurance Coverage
  • Part II:  Employer Responsibilities
    • Section 1511:  Automatic Enrollment for Employees of Large Employers
    • Section 1512:  Employer Requirement to Inform Employees of Coverage Options
    • Section 1513:  Shared Responsibility for Employers
    • Section 1514:  Reporting of Employer Health Insurance Coverage
    • Section 1515:  Offering of Exchange-participating Qualified Health Plans through Cafeteria Plans

Subtitle G: Miscellaneous Provisions

  • Section 1551:  Definitions
  • Section 1552:  Transparency in Government
  • Section 1553:  Prohibition Against Discrimination on Assisted Suicide
  • Section 1554:  Access to Therapies
  • Section 1555:  Freedom Not to Participate in Federal Health Insurance Programs
  • Section 1556:  Equity for Certain Eligible Survivors
  • Section 1557:  Nondiscrimination
  • Section 1558:  protections for Employees
  • Section 1559:  Oversight
  • Section 1560:  Rules of Construction
  • Section 1561:  Health Information Technology Enrollment Standards and Protocols
  • Section 1562:  Conforming Amendments
  • Section 1563:  Sense of the Senate Promoting Fiscal Responsibility

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